What Information is used to calculate my Credit Score? (21-Nov-19 summary by Mike Busby)
November 22, 2019
Hello; Here is a list of the main factors which affect your credit score: (comments from Equifax and TransUnion) Payment History Delinquencies Balance-to-Limit Ratio Recent Inquiries Length/history of Accounts Variety of Credit Accounts Too Many Accounts Errors Moving/Time at Address Changing jobs/employers frequently Having no mortgage, or no housing information
